Keeping Your Company Protected Both On and Off the Job Site
California State Auto Insurance Requirements
In California, there are several legal requirements that you must meet in order to operate any of your company’s vehicles. Specifically, these requirements include:
- $15,000 per person for bodily injury liability coverage
- $30,000 per accident
- $5,000 per accident for property damage liability coverage
However, your specific needs and assets will greatly influence what type of insurance plan you select for your company. That’s where our experienced agents come in.
What’s Included in My Contractor Auto Insurance?
As you can imagine, there are multiple components to any commercial auto insurance policy. As such, there are several different layers of protection you can expect, including:
Liability InsuranceLiability insurance covers legal fees and third party damages in any accident. This also protects you against a potential lawsuit in the case of an accident.
Collision CoverageIf you or your drivers are at fault for an accident, this coverage will cover the repair costs.
Comprehensive CoverageComprehensive coverage protects against other potential issues such as fire, theft, natural disasters, and vandalism. This means you won’t have to worry about your vehicles, even when they’re off the road.
Uninsured/Underinsured CoverageUninsured motorist coverage is required by law in California and protects your vehicles in the case of an uninsured or underinsured driver or even in the case of a hit-and-run accident.
Recent Clients With the Comprehensive Coverage They Need
At Pacific United Insurance, we partner with countless companies to deliver customized, comprehensive, and competitively priced packages for their insurance needs. Just some of these clients include:
Janitorial Services in San Diego, CAThis business has 1 vehicle and $1,000,000 CSL and pays just $898.
Roofing Contractor in Fresno, CAThis business has 2 vehicles and $1,000,000 CSL and pays just $1,560.
Wrecking/Demolition Contractor in Ventura, CAThis business has 4 vehicles and $1,000,000 CSL and pays just $5,179.
General Contractor in Santa Barbara, CAThis business has 3 vehicles and $1,000,000 CSL and pays just $3,508.
Ready for Your Own Customized Quote? Our Specialists are Ready to Assist!
Our team takes the time to learn the unique qualities of your business to ensure that you receive a quote customized to your unique needs.