Keeping Your Company Protected Both On and Off the Job Site

Like your employees, your vehicles are important assets for your company. And, when you want to ensure that you’re protected, the right contractor business auto insurance can help.
In most states, you’re legally required to fulfill minimum legal insurance requirements to operate a vehicle. But when it comes to your company’s vehicles, minimum coverage simply won’t cover it when it comes to protecting employees, property damage, and other common expenses. At Pacific United Insurance, we understand Californian state requirements and the different types of coverage you should consider to ensure your business and your livelihood are protected. And, when you want a customized, competitive quote, you can count on our team for the guidance you need.

California State Auto Insurance Requirements

In California, there are several legal requirements that you must meet in order to operate any of your company’s vehicles. Specifically, these requirements include:

  • $15,000 per person for bodily injury liability coverage
  • $30,000 per accident
  • $5,000 per accident for property damage liability coverage

However, your specific needs and assets will greatly influence what type of insurance plan you select for your company. That’s where our experienced agents come in.

What’s Included in My Contractor Auto Insurance?

As you can imagine, there are multiple components to any commercial auto insurance policy. As such, there are several different layers of protection you can expect, including:

  • Liability Insurance
    Liability insurance covers legal fees and third party damages in any accident. This also protects you against a potential lawsuit in the case of an accident.
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  • Collision Coverage
    If you or your drivers are at fault for an accident, this coverage will cover the repair costs.
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  • Comprehensive Coverage
    Comprehensive coverage protects against other potential issues such as fire, theft, natural disasters, and vandalism. This means you won’t have to worry about your vehicles, even when they’re off the road.  
  • Uninsured/Underinsured Coverage
    Uninsured motorist coverage is required by law in California and protects your vehicles in the case of an uninsured or underinsured driver or even in the case of a hit-and-run accident.

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Recent Clients With the Comprehensive Coverage They Need

At Pacific United Insurance, we partner with countless companies to deliver customized, comprehensive, and competitively priced packages for their insurance needs. Just some of these clients include:

  • Janitorial Services in San Diego, CA
    This business has 1 vehicle and $1,000,000 CSL and pays just $898.
  • Roofing Contractor in Fresno, CA
    This business has 2 vehicles and $1,000,000 CSL and pays just $1,560.
  • Wrecking/Demolition Contractor in Ventura, CA
    This business has 4 vehicles and $1,000,000 CSL and pays just $5,179.
  • General Contractor in Santa Barbara, CA
    This business has 3 vehicles and $1,000,000 CSL and pays just $3,508.

Ready for Your Own Customized Quote? Our Specialists are Ready to Assist!

Our team takes the time to learn the unique qualities of your business to ensure that you receive a quote customized to your unique needs.

To access your own quote, contact our agents today by email at admin@pacificunitedins.com or by phone at 800-409-7944. We look forward to guiding your contractor business auto insurance needs.